Debt Collection
Local, National & International

No Joining Fee
No Collection No Commission

30 Years servicing Australia

Let’s take the first step together and help you recover your matter.

Remember, we are not a solicitor owned agency like the majority are in our industry, we are here to get the result free of legal costs.

Debt Collection in Melbourne

+ 0
Years serving Australia
0 %
Recovered In House

One Step Ahead

Why Choose Us?

1. No Joining Fee
2. Commission on Success Only

3. 95% Recovery Rate In House
4. Immediate Action
5. 30 Years In the Industry
6. Not Solicitor Owned

three steps to Recovery

We Will Help You Every Step Of The Way


learning about all your Debt Recovery Matter

We will examine documents, contracts and agreements relating to your matter


Commence the Debt Recovery Process

We represent you and recover your matters, with 95%  in house success rate


If Required, We will Fight for You in Court

Occasionally some matters must move into litigation.

We have that covered for our clients

Our Debt Collection Agency maintains an extraordinarily high debt recovery success rate for our clients.

Bell Mercantile has over 95% Debt Collection in house.

We have the experience to assist you, with over 30 years of expertise as an Debt Recovery Agency, servicing businesses Australia wide.

At Bell Mercantile, we provide our clients with professional debt recovery services by combining our expertise and experience of over thirty years. Being a leading debt collection agency in Australia, we have worked on thousands of cases and have helped our clients keep their businesses afloat by providing comprehensive debt recovery services.  Our focus is on delivering personalized services to clients based on their business model and key debt recovery requirements. Over the years, we have helped businesses of all types and sizes across Australia by providing professional assistance for debt recovery. If you are looking for a professional debt recovery agency, Bell Mercantile can help you get a personalized recovery solution.

We provide  fast and reliable action for our clients. Our Business model is all about Debt Recovery the way our client want it to be,  we have a 95% Debt Collection success without the need of litigation. We achieve this by not working on the old and tired methods in the sector, which are primarily solicitor owned agencies with their business model based and highly expensive and extremely litigious methods. That is not how we see it! Our debt collection agency is second to none and will provide you with a quick resolution to your debt issue.

Most agencies in Australia have a business Model of being an Solicitor owned business model, using an restrictive In House Solicitor, with the revenue stream coming from billing on matters with litigation.  Obviously they can’t employ specialist collection staff as we do, as their recovery of the debt for them is secondary, the need to bill and litigate is Primary!

Our specialty has always been to service clients Australia wide, recover their debts without fast and efficiently.  But inevitably there are files that need litigation, and that’s where we set ourselves apart, our legal network stands alone. We utilize KHQ Partners, a substantial city based Legal Firm, with specialists capable of dealing with all matters in every industry. We have it covered for every client on any matter that comes our way.

We also offer our clients a Global network for our International Debt Recovery Services.

Please feel free to call our agency on 03 9596931 and we will be more than happy give you an immediate full appraisal and consultation of your current debt collection matter. Our debt collection in Melbourne experts will assist you with your debt collection issue.

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Why Do You Need to Hire Debt Collectors?

When it comes to business transactions between clients and customers, there are a lot of challenging factors involved. While running your business, you need to have a proper cash flow or else it can disrupt your day-to-day business operations.

Our debt collectors have worked in the industry for many years, they have the knowledge and experience they need to handle each debt collection case with the utmost care and attention. We follow a systematic approach and utilise our best strategies to deal with the debtors on your behalf. Our debt collection in Victoria services is handled by experienced staff.

We are well-versed in the laws and regulations of debt collection. When we deal with a client’s case, we make sure to mitigate the legal and financial risks involved. We communicate with the debtors directly and act quickly. This added sense of urgency in addition to detailed documentation helps us resolve the case and come to an optimum resolution.

Debt Collection Services Company

Searching for debt recovery services you can fully trust? In an ideal business transaction setting, you should immediately receive payment for the services you’ve provided and products you’ve delivered to your client or other business. You may get the payment as per the due date, while in some cases, you may have a hard time settling your accounts with your debtors. We have the best debt collectors agency to cater to your requirements.

We are proud to be one of the leading debt collection companies in Australia, we provide compatible and result-oriented debt recovery services to our clients. If you have any delinquent debts to collect, our debt collectors can help.

Our staff at Bell Mercantile are knowledgeable and reliable debt collectors and will help you in every step of debt collection.

Highly Rated Debt Collection Services

Our highly-trained professionals are familiar with effective techniques to deal with such cases and collect the payments on your behalf. We provide immediate response services and help accelerate the payment process. We ensure that you won’t have to pay us for debt collection services till we deliver guaranteed results. We work with our clients to get their money faster so that they don’t have to run behind their debtors and waste their precious time and resources.

Our debt collector companies assure you of high-quality work without you undergoing any hassles.

If you need more information on our work process, call us on +613 9596 9311 today. You can also reach out to us by filling out our online form.

Keith Blackman
Keith Blackman
An outstanding Debt Recovery Agency. I have had multiple dealings with this company with a near perfect recovery rate from some very difficult clients. Professional & efficient. Great work to John & Staff. Ultimate Temp Fencing
Helen Orsini
Helen Orsini
Have been using Bell Mercantile for over 20 years, always does a great job at collecting debtors overdues. Would highly recommend.
Paul Dixon
Paul Dixon
Good hassle free service for a good price
Frank Gr8 Computer Services
Frank Gr8 Computer Services
Above Aidin from “SURF GRILL” is my debtor. They haven’t paid me invoice over half year. I asked Bell Mercantile to help me to recover my debt. They took prompt action with professional attitude. Unfortunately they received a poor review from my debtor. I honestly tell, Bell Mercantile can be trusted and recommended.
Wireless Solutions
Wireless Solutions
Great Service. Very Professional. John and his team showed the utmost compotence in recovering our outstanding local and international debts. Highly Recommended.
sarah hill
sarah hill
I had a very positive experience with Bell Mercantile. They responded to my request quickly and efficiently. I will definitely keep them as a team.
Torquematic Info
Torquematic Info
Fast Recovery, excellent service, will be using again to recover our debts

Frequently Asked Questions (FAQ's)

Practically all Agencies charge a Joining Fee.  Bell Mercantile DOES NOT charge a Joining Fee at all.  

Some charge fees as they go, others charge up-front commissions. BM charges a commission only on any amount recovered.

All agencies will charge for any legal processes, asking for large sums of cash to be placed into their trust accounts. Bell Mercantile does not agree to that standard, and our Solicitors are unique, with less than 10% of Legal firms in Australia charging a fixed fee for services. We do that!!  Our Clients Legal fees are Fixed before any process is commenced.    

Yes, if your terms and conditions have that condition, we will demand the commission for you.

We cannot guarantee any time frame, but we have very successful and rapid recovery statistics which gives us the confidence that our processes are the right way to approach the recovery for our clients.